Musty, ill lit, full of old goods and manned by thickly spectacled ageless old men. Those are images of a thrift shop which pop up in our mind. However, a thrift shop offers unimaginable treasures at unheard prices. Whether you are strolling down a street in Manhattan or London, you will chance upon a thrift shop. For a thrift shop, you need patience, time on your hands and an eye to discover unusual attractive pieces. You should know what to buy at a thrift store. It offers you good bargains and if you are lucky, you can further lower the prices. These quaint shops are covered with second hand knickknacks in eclectic colours. The smell may deter you a bit but gather your courage and ignore it. Do up your home with an assortment of goods from these shops. You can stumble upon eighteenth century porcelain, classic old records to designer wears at these shops. Good stuff gets sold out fast; regular trips are recommended.
Outfits on sale: These second hand stores offer clothes to fit different sizes at reasonable prices. Specific thrift shops have celebrity hand me downs on display which are sold with the aim of helping charities. You can be lucky enough to find a classy dress, a suit or an old pair of jeans. Clothes may be outdated and a size big or small; and may require altering. Expect a button missing or a seam torn when you pick up a garment. A wash or dry cleaning will get these clothes ready to be worn. Thrift shops are great places to look for costumes for plays.
Interior designer’s delight: If you are doing up your home on a shoe string budget, visit thrift shops to get a range of stuff. You will find old curtains, upholstery, bed linen, odd pieces of furniture to place around your house. You may discover paintings hidden in junk. A Chinese laughing Buddha or a grandfather’s clock, who knows what you will discover here. If eclectic colours are not your thing you can buy furnishings in similar or neutral colours. A thrift shop will help bring down your cost of hiring or buying furniture.
Books galore: Thrift shops have a collection of books for the book lover; though there is a possibility of missing pages. You can browse and come across forgotten popular classics or recent best sellers. Books by award winning writers or two month old magazines can be bought at special throw away prices. Before you go looking for books in a book store, try a thrift shop instead.
Pick up accessories: Thrift shops offer you used items. You can pick up leather goods- bags, belts and shoes. You may need to polish them and spruce them up with laces. These things may need repair but will still cost you less than a new item.
Bargains at thrift shops: Sales at thrift shops mean a further slash in prices. Thrift shops rid of stuff that has been lying around for a long time. Keep a watch out for sales that will give you another reason to visit the musty old shop.
The Americans have always had a question is mind; “When is a good time to retire in the US?” With the recent economic situation as flimsy these days, the question fits apt among the American aged citizens today. To a greater extent people in the US are facing the evidence that their financial assets shall end much before their retirement years do. However there are a few who may even prefer to retire early. Here’s how we will try to analyze and answer this never getting old question.
Effects of decreasing funds over the ever-increasing lifespan
Around three out of every five retired people of the nation who have retired from their employment discover that very little amount is left over with them at the end of their paycheck in their bank accounts after their employment period. One of the reasons behind this syndrome is the spending habits that were made at the time of earning; many people become unable to adjust to their spending habits once the inflow of the income reduces or stops. Decreasing the amount you spend may definitely help, but you cannot take this as a ‘silver bullet’ for your problems; this is due to the increasing facts of the economic crisis all over the nation. It is more like healing a broken leg with a band-aid.
Live Like a King or a Pauper – Make a Choice
Becoming realistic in how you would live up to your retired lifespan will also help you in living a contented lifestyle during your golden years. If you become prior-prepared about the methods of your spending, then it will also help you to plan your living for your future years. Health is another factor to consider; your current health situation shall decide on your health levels during your retirement lifespan. You should give importance to regular exercises to minimize health related medical expenses after retirement. Medical insurance is another favorable option to be considered for a better and healthier future living.
Delaying Retirement for a Better Living
With the baby booming population who enter their retirement period, many of them have started revising their decisions over retiring on their set age; this is due to the current financial situation of most people in the United States today. The shrinking personnel and dire predictions about less than stellar investments and savings along with the nearing age of retirement; more and more people prefer to extend their employment period; that is, work even post retirement age.
The average age of retirement has increased from 59 years to 62 years that is from the year 1991 to 2003 respectively. Click here, to know about the social security retirement ages in the United States of America. The age for becoming eligible for complete benefits of Social Security payments across the nation is 65 years and above; again depending upon the year in which you were born. The advantage of remaining in the workforce helps citizens to avail the company’s medical plans and reduce their overall pocket expenses.